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How to Use EMV Software to Read and Write Smart Cards

EMV software is a tool that allows you to read and write data on smart cards that comply with the EMV standard. EMV stands for Europay, Mastercard and Visa, the three companies that developed the specification for chip-based payment cards. EMV software can help you create, clone, erase or modify the data on EMV cards, such as credit or debit cards, using a compatible card reader/writer device.

In this article, we will explain how to use EMV software to read and write smart cards, what are the benefits and risks of using it, and where to find reliable and safe EMV software.

How to Use EMV Software to Read and Write Smart Cards

To use EMV software to read and write smart cards, you will need the following:

A smart card reader/writer device that supports EMV protocol. There are different types of devices available on the market, such as USB, Bluetooth or serial port. Make sure your device is compatible with your computer and your EMV software.

A smart card that follows the EMV standard. You can use any EMV card, such as a credit or debit card, as long as it has a chip embedded in it. You can also use blank or pre-programmed EMV cards that you can buy online or from specialized vendors.

An EMV software that can read and write data on smart cards. There are various EMV software programs available online, some of them are free and some of them are paid. Some examples of EMV software are:

EMV Reader Writer Software v8.6: This is a powerful and popular EMV software that can read and write any EMV protocol, such as 201, 206 or 226. It can also duplicate, erase or modify SDA (Static Data Authentication) or DDA (Dynamic Data Authentication) on EMV cards. It comes with a unique license key, a unique HWID key and a unique SSL PFX digital signature certificate[^2^].

SIM Explorer: This is a free and open source EMV software that can navigate through the SIM card directory tree and decode the contents of the files. It can also manage CHV (Card Holder Verification) and backup SIM data[^1^].

SCardFace: This is a free and open source Python library that can interface with smart cards and support plug-and-play readers and threading. It can also manipulate APDU (Application Protocol Data Unit) commands and responses in a transport-protocol-independent way[^4^].

To use EMV software to read and write smart cards, you will need to follow these steps:

Install your smart card reader/writer device on your computer and connect it to a USB port or another interface.

Install your EMV software on your computer and run it as an administrator. Some EMV software may require you to enter a license key or a certificate password during the installation process.

Insert your smart card into the reader/writer device and wait for it to be detected by the EMV software.

Select the option to read or write data on the smart card from the EMV software menu. Depending on the type of data you want to access or modify, you may need to enter some parameters, such as the card type, the protocol, the AID (Application Identifier), the PIN (Personal Identification Number), etc.

Follow the instructions on the screen to complete the reading or writing process. You may see some messages or prompts confirming the success or failure of the operation.

Remove your smart card from the reader/writer device when you are done.

What are the Benefits and Risks of Using EMV Software?

Using EMV software to read and write smart cards can have some benefits and risks depending on your purpose and intention. Here are some of them:

Benefits

You can learn more about how smart cards work and how they store data.

You can backup or restore your smart card data in case of loss or damage.

You can test or debug your smart card applications or devices aa16f39245